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We will eventually face unanticipated financial emergencies, whether it be a minor car accident, an unexpected medical bill, a broken appliance, a loss of income, or even a damaged cell phone. Whether they are large or small, it can feel as though these unanticipated bills come at the worst possible times.

An essential step to safeguard yourself against financial emergencies is establishing a savings account or an emergency fund, which is also one of the first actions you can take to begin saving money. You will be able to recover from these unanticipated expenses more quickly and get back on track to achieving your larger savings objectives if you have some money set aside for them, even if it’s just a tiny amount.

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